Oklahoma has always been known for Southern cooking, flat fields, and storms. Lots of storms.

How to Prepare for Natural Disasters in Oklahoma

If you live here, too, you’ve probably experienced high-powered winds, heavy rain, pelting hail, tornadoes, and maybe even an earthquake or two, especially recently.

I certainly love being cozy on the couch while a storm rages on outside, but not all storms are enjoyable. In fact, extreme, even fatal, tornadoes have doubled in the past 50 years, and Oklahoma has averaged more than 5 earthquakes per week since 2009.

How to Prepare for Natural Disasters in Oklahoma

I’m not telling you these things to scare you. I’m telling you because I think it’s important to be prepared and be safe.

There are two kinds of “being prepared.” One is to make sure that you know what to do in case of a storm, and the other is learning about The National Association of Insurance Commissioners (NAIC).

The NAIC is a non-profit body that regulates insurance companies. They also produce a series of important online guides to help you with disaster preparedness.

How to Prepare for Natural Disasters in Oklahoma

There are some tips that everyone should keep in mind for any storm that you may be facing. For example, always make sure you have bottled water, a first aid kit, flashlights, a battery-powered radio, non-perishable food items, blankets, clothing, prescription drugs, eyeglasses, personal hygiene supplies and a small amount of cash available in a waterproof, easy-to-find container. You also need both an evacuation plan and a “shelter in place” plan.

It’s important to study up on different kinds of storms because the safest place may vary depending on the storm.

For a tornado, you want to be underground, in the basement, or in an interior room with no windows. In the case of an earthquake, you want to stay outside until the shaking stops.

In a flood, you want to go to high ground, and in a wildfire you want to evacuate the area.

I know from experience that while in an emergency it’s hard to remember what exactly you’re supposed to do. I recommend creating a folder of information and reviewing it with your family on a regular basis.

How to Prepare for Natural Disasters in Oklahoma

Despite the rising rates of storms, NAIC reports that 56 percent of homeowners haven’t reviewed their homeowner’s insurance policies in more than a year and 14 percent are unsure when — if ever — they last reviewed their policies. It’s critical that you get educated about insurance considerations.

I love Oklahoma. I love the people, the food, the culture and I even love our crazy weather. But living here isn’t without risk. I hope you’ll spend some time making sure you know how to react in case of an emergency, and how to get your life back on track in case of a devastating storm by visiting InsureUOnline.org.

Also, check out this free home inventory checklist app and PDF to help catalog belongings in the event of a possible claim!

This post was sponsored, but all ideas are my own.