Add All ingredients (except whipped cream) to blender (milk, ice, half & half, pudding, chocolate syrup, chocolate chips, coffee).
Blend and pulse until everything is blended (do not do this too long or it will be too soupy). You may need to taste test it to make sure you can taste chunks of chocolate chips but not ice).
Add whipped cream to top and you can chop up a few chocolate chips and crumble over the whip!
Note: To make the Double Chocolate Chip Frappuccino just leave out the Coffee