New Year Resolutions for Money Management

Kids Saving Money

It happens every year.  I tell myself that I am not going to get sucked into the holiday overspending vortex, but I inevitably do.  Even though my family believes firmly in not using credit cards (using only cash for purchases) we can still overspend.  Sometimes we even convince ourselves that it is okay to spend more than usual because “it’s the holidays”.  I am sure our family is not alone, either. So, with the holidays winding down I have been thinking about our family goals

Saving Change Makes Sense

coins

guest post by Judi @ Momma Muse Oh how cliché, I know.. but really, there is so much truth in this simple statement.We have always kept jars around the house to toss change into. I’ve not got one of those really neat old glass water bottles, the 5 gallon kind – a flea market find, of course. Bob and I, and the boys always put our loose change in this. I even put in bills periodically – but usually it’s only when I have a

Adjust your Frugal Mindset

stacks of coins

Probably the most difficult thing about learning to save money when you shop is adjusting your mindset.  I struggled with this for a very long time and when I finally accepted some basic principles it all fell into place and I began to start saving money. Here are 7 basic steps that will help you shop effectively and save you money. Lose Brand Loyalty Before I started shopping this way I was very particular about the brands that I used.  The same products were in

The next step to couponing…

So…we’ve talked about the fact that you need to collect coupons, and where to find them. What do you do next, you ask?? Well…I’ve got the answer=) You need somewhere to keep them and a organization method. There are so many ways to do this, and since each of us is different I’m going to share a few ideas, with links.. Index Box: from Money Saving Mom Binder: from Out of the Overflow Coupon Organizer: from Organizing Junkie **Like I said there are many ways

Where to get them??

calculator

In my last post about being frugal I told you to start getting your Sunday paper and saving the coupons, if you didn’t already. Have you done it?? I’ll give you one more chance, and I’ll even tell you some other places to find those beloved coupons! The #1 place to get coupons is you Sunday paper. The #2 place to get coupons are friends and family, just ask…if they get the Sunday paper, I am sure they won’t mind saving the coupons for you,

Want To Be Frugal??

woman-holding-money

Well, I can help you find some ways that work for you! I currently use coupons (everywhere, on everything), I currently meal plan and I currently get lots of FREE stuff from drugstores…and I can teach you, but not all at once…let’s start small! I would love to share some tips with you, all of which I have learned from the best frugal mom bloggers, that I will also share with you, when the time is right! Let’s start with one simple step to saving